OPPORTUNITY AWAITS in this most fabulous Hermantown home that you can live in AND reap the benefits of having rental income at the same time! Step inside to feel right at home with a sunny great room, spacious living room w/ vaulted ceiling, a/c split, and bricked gas fireplace. The custom kitchen has granite countertops, a bfast bar, a tiled backsplash, loads of cabinets, and even a pantry with a washer/dryer in it. Off the kitchen is a huge dining room that has a slider door to the screened-in area that overlooks the wooded backyard. This level also has a ½ bath. On the upper level, you will find a cool master bedroom with so much NATURAL LIGHT, a walk-in closet, and a vaulted ceiling. Large bathroom with a walk-in shower and a double-sink vanity and two additional generously-sized bedrooms! The lower Level 1 Bedroom unit has exterior access and loads of natural light! There is one large bedroom with double closets, a full bathroom, a full kitchen, a dining area, and a large living room with a brick wood-burning fireplace. There is also shared laundry access between the two lower units. The lower level 2-bedroom unit has a kitchenette, a large main living space, 2 bedrooms, a full bathroom, and an abundance of storage closets! Upper-Level Efficiency is accessed through an exterior spiral staircase and a private deck. This space has a bathroom with a tile shower and privacy with a barn door. Every unit has its own private entrance and the house could be converted back without remodeling needed, once vacated. The exterior has nice gardens, a blacktop driveway, 2 car attached, AND a 2-car detached garage all situated on 2.5 acres. The home had a new hyper heat /ac pump in 2021. The home is close to Hermantown schools, Wellness Center, and amenities.