Welcome home to 1002 Oak Terrace Drive! This distinctive 5-bedroom, 5-bath home offers an impressive amount of living space, character, versatility, and is surrounded by abundant gardens and mature landscaping. From the cedar shake roof to the thoughtfully designed interior featuring 2 primary suites, this is a home with features you simply don't find every day. The main level offers a spacious kitchen with granite countertops, peninsula with seating, and stainless appliances, while the adjoining living and dining areas are complemented by a cozy wood-burning fireplace flanked by custom built in cabinetry and leads out to a bright 3-season sunroom with tiled floors overlooking the backyard. One of the home's standout features is the main-level primary suite, complete with a dramatic two-way gas fireplace shared between the bedroom and private bath. The stunning bath offers a charming claw-foot soaking tub, separate shower, large walk-in closet, and French doors that open directly to the backyard deck, creating a wonderful indoor/outdoor retreat. This home actually offers two primary suites! The second is located upstairs along with three total upper-level bedrooms, providing plenty of flexibility for a variety of living arrangements. The finished lower level adds even more usable space with a family room, game room, den, 5th bedroom and ¾ bath which is ideal for entertaining, hobbies, guests, a home office or simply spreading out. Additional highlights include an attached 2-stall garage, newer central A/C and water heater, plus the peace of mind of an existing sump pump and radon mitigation system. ***Priced over $50,000 BELOW the county's assessed value, this is an incredible value AND Sellers are offering concessions toward buyer closing costs or an interest-rate buy-down with an acceptable offer!***