Step inside this 1990 ranch at the end of a quiet cul-de-sac in Bayfield, one of the newer houses in a town largely built a century before it, with 3,156 finished square feet on .64 private acres and a two-minute walk to everything downtown, offered furnished and with its 1990s finishes left in place for the next owner to make their own. The main floor holds two bedrooms and two full baths across 1,716 square feet, an open kitchen and living area with granite counters, a center island, a double wall-oven and stainless appliances, and a main bedroom with two closets, a jetted tub, a Kohler steam shower, two walk-in closets in the second bedroom, and patio doors onto the deck - everything used daily on a single level, which in a town built on a hillside is worth more than a floor plan can show. Below it, the lower level runs the full 48-by-30 foundation, another 1,440 finished square feet with high ceilings, knotty cedar walls in the spa room, a third full bath, and a hot tub set into the 19-by-13 exercise room. Two of those rooms serve the sellers as bedrooms and are not included in the count above, because they do not yet have egress windows; adding those windows would take the house to four bedrooms, or to five with the exercise room given over from the hot tub, along with two additional walk-in closets. The structure is an exceptional characteristic of this home. Built in 1990 under Wisconsin's Uniform Dwelling Code, it stands on a poured concrete foundation with city water and city sewer, forced-air natural gas heat with central air, double-glazed windows, cable internet, and an attached two-car garage - post-1980 structure, wiring and insulation, an uncommon combination in a town of this age. This is a house for a buyer who wants Bayfield on one level, on a quiet cul-de-sac street with a large private lot and room downstairs for family and guests, and equally for a second-home buyer who would rather take the keys furnished and start using the place the same weekend.