Stunning and meticulously well-maintained ranch-style home near the Mississippi River offers over 3,200 beautifully finished square feet with 4 bedrooms, 3 bathrooms, and a spacious 3-car garage. The main living area features dramatic 12-foot ceilings and expansive windows that create a bright, airy, and welcoming interior. An electric fireplace elegantly anchors the great room while built-in surround sound extends through the living area and into the primary suite and additional main-floor bedroom. The kitchen includes a gas range with pot filler, generous breakfast bar, walk-in pantry, and a thoughtfully designed layout that comfortably overlooks the living and dining areas-perfect for everyday living and entertaining. A nearby sunroom (currently used as an office) provides abundant natural light and a peaceful space to unwind. The primary suite features an oversized window with serene, wooded views and a private, well-appointed bathroom with a dual sink vanity, large soaking tub, and separate tiled shower. Main-floor laundry supports easy and convenient one-level living. The finished lower level offers in-floor heat, large daylight windows, a spacious and versatile family room, two additional bedrooms, and flexible space for a home office, hobby area, or exercise room. Outdoor features include a beautiful maintenance-free deck added in 2019 surrounding a refreshing 12x24 saltwater pool with sand filtration-perfect for relaxing summer days and entertaining. Practical storage space is available beneath the deck, along with additional attic storage above the garage accessed via pull-down steps. Speaking of the garage, the finished, insulated, and heated 3-car garage includes a natural gas unit installed in 2019 with convenient app-controlled heater and garage doors. The property sits on a generous 0.42-acre lot with mature trees lining the perimeter providing privacy, while its location provides easy access to nearby parks, scenic river trails, St. Cloud Hospital, and abundant shopping and dining options.