Sellers are offering a temporary 3-2-1 mortgage rate buydown, which reduces the buyer's effective interest rate by 3% in the first year, 2% in the second year, and 1% in the third year before returning to the full note rate in year four. Based on the lender's financing example, this could mean monthly payment savings of $1,516 in year one, $1,035 in year two, and $529 in year three, totaling nearly $37,000 in savings over the first three years! Savings are illustrative and subject to financing terms and buyer qualification. Inquire with listing agent for financing flyer and additional details. At this price point, it is impossible to replicate the size, custom-built quality, amenities, and incredible riverfront setting this property offers! Situated on over 3 acres with Elk River frontage, a private pond, and nearly 5,600 finished square feet, this exceptional home offers privacy, versatility, and outstanding indoor and outdoor living. Highlights include a dramatic two-story living room with soaring 18-foot-plus ceilings, four fireplaces and gas stoves throughout, beautiful custom woodwork, a vaulted sunroom, and a spacious kitchen. The main level offers true one-level living with a private primary suite, office or optional bedroom, and laundry. Upstairs, a second primary suite provides flexibility for guests or multigenerational living. The walkout lower level features expansive entertaining spaces, a fifth bedroom, hot tub room, custom sauna, and in-floor heat. Outside, enjoy mature trees, beautiful landscaping, a wraparound maintenance-free Trex deck, screened porch, and peaceful waterfront views. An insulated and heated four-car garage, additional concrete parking, and private road complete this extraordinary property. Additional in-floor heat in the main-level primary bathroom adds another touch of comfort. A rare opportunity to enjoy acreage, waterfront living, and custom craftsmanship all in one!