EXECUTIVE TWO STORY home that sits on a beautifully wooded HALF ACRE, CUL-DE-SAC LOT and has been well cared for and meticulously maintained. This impressive property combines timeless quality and generous living spaces, all in an exceptional location within the ST. CLOUD COUNTRY CLUB NEIGHBORHOOD, where members enjoy golf, swimming pool, and pickleball. Conveniently located near I-94, the Beaver Island Trail, Mississippi River, hospital, schools, shopping, and everyday amenities. Interior highlights include four spacious bedrooms on the upper level, along with a MAIN-FLOOR OFFICE that can easily serve as a fifth bedroom, four bathrooms, MAIN-FLOOR LAUNDRY, Anderson windows, and six-panel doors throughout. The well-appointed kitchen offers granite countertops, under cabinet lighting, a center island, a built-in desk area, and ABUNDANT CABINETRY. Just off the kitchen, the inviting hearth room features a cozy wood-burning fireplace and wet bar, creating the perfect gathering space for family and friends. Formal living and dining rooms provide additional room for entertaining. The walkout lower level was beautifully finished in 2010 and includes a large family room with custom built-in cabinetry, wet bar, desk/workstation area, a 3/4 bath, and extensive storage. The OVERSIZED GARAGE provides convenient access directly to the lower level and backyard. Numerous updates add peace of mind, including NEW FURNACE AND AIR CONDITIONER in 2023/2024 with 3 separate heating zones, new roof in 2017 with upgraded 50yr shingles and a new driveway, apron and sidewalk. Step outside to enjoy the PRIVATE BACKYARD featuring mature trees, a spacious deck, patio, firepit area - perfect for relaxing or entertaining and an in-ground sprinkler system that helps keep the lawn lush and green with minimal maintenance. A rare combination of space, quality, updates, and location - THIS EXCEPTIONAL HOME HAS IT ALL!