Welcome home to this charming and beautifully maintained 4-bedroom, 2-bathroom split-entry home in Hugo's desirable Rice Lake Meadows neighborhood. Offering 1,856 total square feet of thoughtfully finished living space, this move-in-ready property blends comfort and classic style seamlessly. The bright upper level features new flooring (2020) across an inviting living room that flows effortlessly into an informal dining area and an updated kitchen (2008) complete with sleek stainless steel appliances. Two comfortable bedrooms and a full bathroom complete the main level. The fully finished walkout lower level offers a wonderful extension of the home, boasting an expansive family room perfect for movie nights, two additional well-sized bedrooms, a full basement bath, and convenient laundry hookups. Step outside through the lower-level walkout to discover a fantastic, fully chain-link fenced backyard that provides a secure space for pets, play, or hosting summer gatherings on the generous 0.23-acre lot, which features a newly replaced asphalt driveway (2025). Mechanically, this home offers ultimate peace of mind with a newer roof (2018), furnace and central air conditioning (2018), an owned water softener (2018), and a gas water heater (2021), alongside a spacious, insulated 2-car attached garage. Tucked away in a peaceful residential pocket within the highly-regarded White Bear Lake School District (ISD 624), you will enjoy a serene vibe while maintaining quick access to city sewer, water, and local amenities.