Assumable mortgage available at 3.99% (buyer must qualify). Price reduced $20,000. One unit becomes vacant at the end of the month, creating an excellent opportunity for an owner-occupant, house hacker, or investor seeking immediate upside. The vacant unit was recently marketed for $2,600/month and generated multiple interested inquiries. Rare side-by-side duplex in St. Paul's Hamline-Midway neighborhood offering over 5,100 finished square feet, 8 bedrooms, and 4 bathrooms. Each unit lives like a single-family home, featuring spacious layouts, multiple finished levels, private entrances, and generous living spaces. Recent improvements include new appliances and other updates that support strong rental performance while still offering future value-add potential. The 6,100-square-foot lot provides off-street parking and private outdoor space for tenants or owner-occupants. Conveniently located near Allianz Field, Green Line light rail, major universities, shopping, restaurants, and both downtown Minneapolis and downtown St. Paul. Whether you're looking to add to your portfolio or live in one unit while offsetting your mortgage with rental income, this property offers flexibility, strong income potential, and immediate occupancy in a highly convenient location. Opportunities to acquire a duplex of this size with an assumable 3.99% mortgage and immediate rental upside are rare. Schedule your showing today.