Charming 1947 story-and-a-half with the character of yesterday and the peace of mind of today! Over the last 20 years, this home has been completely renovated from the studs out. Updated plumbing, electrical, windows, insulation, doors, trim, and siding with a brand-new roof in 2024. That's decades of big-ticket updates already done for you! Better yet, this home offers true main-floor living. The spacious primary suite features a walk-through bath with dual stone-topped vanities, a jetted soaker tub, and a separate shower. The kitchen boasts abundant stone countertops and flows into a dining area with a built-in office nook perfect for working from home. A mudroom off the garage is roughed in with washer/dryer hookups, making single-level living a breeze. The insulated, heated garage means no more cold mornings scraping windshields, and the composite front porch adds low-maintenance curb appeal, complemented by a spacious concrete driveway with plenty of parking. The lower level is almost complete and ready for you to add your personal touch and instant equity. An egress window is already in place for a 3rd bedroom, and the family room just needs flooring and finishing touches. Upstairs, a bonus 29x11 room offers endless possibilities: guest suite, home gym, media room, or studio; the choice is yours. Ideally located within walking distance to charming downtown Cold Spring and just minutes from area lakes and parks, this is a rare blend of historic charm, modern systems, and future potential. Don't miss it!