Exceptional house hack and investment opportunity in the heart of Merriam Park. This unique duplex offers 6 bedrooms, 4 bathrooms, 3 kitchens, and 3 finished levels, providing outstanding flexibility for owner-occupants, investors, or multi-generational living. There is also potential for a future triplex conversion with minimal modifications (buyer to verify all city and zoning requirements). The lower-level unit features 2 bedrooms and 2 bathrooms and is occupied on a month-to-month basis at $1,800/month, providing immediate rental income. The expansive upper unit offers 4 bedrooms, 2 bathrooms, and spans two levels with 2 kitchens and private exterior decks on each level. The upper unit will be delivered vacant at closing, allowing a new owner to move right in, house hack, or lease the unit at an estimated $2,600-$2,700/month market rent. Numerous capital improvements have been completed in recent years, including quartz countertops, kitchen cabinetry, renovated bathroom shower and vanity, updated flooring, replacement windows, stained decks, upgraded electrical panel, new concrete front steps, newer foundation, and a new boiler & water heater installed in 2022. Located in a prime Merriam Park location near Allianz Field, Concordia University, shops, restaurants, transit, and downtown Saint Paul. Additional amenities include a fenced backyard, detached garage stall with a private lockable storage room, and multiple outdoor living spaces. Opportunities to acquire a turn-key owner-occupant or investment property with this combination of location, flexibility, and income potential are rare.