Space, updates, and a peaceful setting come together in this well-maintained St. Cloud split-level. The light-filled upper level features oak hardwood floors, a spacious living room, informal dining, and an updated kitchen with quartz countertops, refreshed cabinet fronts, pull-out storage, newer appliances, sink, and tile flooring. Two bedrooms and a full bath complete this level. Downstairs, enjoy a comfortable family room with a gas fireplace, third bedroom, additional bath, generous laundry-area storage, and unfinished flex space with cedar storage-ideal for hobbies, a workshop, exercise equipment, or future finished space. Step outside to a two-level deck overlooking a yard framed by mature trees. The neighboring vacant, park-like lot provides added privacy and a quiet backdrop. A custom garden shed, built by a local farmer approximately eight years ago, adds character and practical outdoor storage. Additional improvements include a new roof installed a year ago, plus whole-house steel siding and updated landscape rock around the front and back added in 2019. Conveniently located near St. Cloud parks, recreation, shopping, dining, and everyday amenities.