Welcome to this well-maintained 4-bedroom, 2-bathroom home in a highly convenient St. Cloud neighborhood! With a versatile layout, this home can comfortably accommodate a variety of family sizes and living arrangements. The upper level features a spacious living room with LVP flooring, vaulted ceiling, and a modern electric fireplace. The open kitchen offers ample counter space and a tiled backsplash, while the dining area provides access to a 10x10 deck overlooking the fenced backyard with mature trees. The upper level also includes a full walk-through bathroom connecting to the primary bedroom, complete with a walk-in closet and powder vanity, plus a second bedroom. The lower level offers two additional bedrooms, a 3/4 bathroom, and a large family room, providing plenty of space for family, guests, hobbies, or a home office. Additional features include a high-efficiency furnace, central air conditioning, tankless water heater, washer and dryer, and a nicely insulated and heated garage. Sidewalks and a convenient location make it easy to access nearby shopping, dining, schools, parks, and other St. Cloud amenities. Whether you're looking for a comfortable home with room to grow or a property with excellent rental investment potential, this versatile home is worth a look!