Seller to contribute 3% of the purchase price toward the buyers closing costs or interest rate buydown. Enjoy the best of Minnesota lake living with room to spread out, beautiful water views, and exciting possibilities for the future! Situated on a spacious 1.3± acre level waterfront lot at the end of a quiet, dead-end street, this inviting home offers a wonderful combination of privacy, recreation, and flexibility that's hard to find in a lake property. Seller is offering 3% of the purchase price toward buyer closing costs or an interest rate buydown! Step inside to discover a clean, refreshed interior featuring new flooring throughout, fresh paint, and beautiful lake views from the home. The functional split-entry layout includes a walkout lower level, providing convenient access to the expansive yard and waterfront setting. Imagine spending summer afternoons boating, kayaking, or paddleboarding, then returning to your private dock to relax and enjoy the peaceful surroundings. With direct access to the Chisago Lakes chain, you'll have over 5,600± acres of connected water recreation to explore. The generous lakeside yard offers plenty of space for outdoor entertaining, bonfires, gardening, and yard games, while the storage shed/boathouse provides convenient storage for your lake and outdoor equipment. What truly sets this property apart is the flexibility of its oversized lot. There's room to explore possibilities for an additional garage, outbuilding, or even an Accessory Dwelling Unit (ADU), subject to applicable county approvals and permitting. Whether you're considering multigenerational living, guest accommodations, or potential rental income, the possibilities are worth exploring. Additional highlights include an attached 2-car garage, recently completed roof, and a new septic system to be installed prior to closing. Conveniently located just minutes from Lindstrom, Chisago City, shopping, restaurants, parks, trails, and easy access to I-35. Waterfront living, beautiful views, room to grow, and a generous seller incentive-this property offers an exceptional opportunity to make lake life your own!