Set on a .43-acre lot along a quiet dead-end street, this warm & inviting 2-story offers generous living spaces, mature oak trees & a peaceful, park-like setting near the Mississippi River. Comfortable lot spacing & no immediate backyard neighbors create welcome privacy, while the tranquil street is ideal for leisurely walks thru the established neighborhood. A covered front porch offers a relaxed place to welcome guests or enjoy the outdoors. Inside, the living room is anchored by a striking stone gas fireplace with a substantial mantel, creating a cozy focal point. A racetrack ceiling adds architectural interest, while French doors open to the vaulted sunroom. Bright & serene, this inviting retreat is perfect for morning coffee, quiet reading, or relaxing thru the changing seasons. The adjoining eat-in kitchen features natural wood cabinetry & a center island with storage & workspace for meal prep or serving guests. A patio door brings in natural light, overlooks the expansive backyard & offers the opportunity to add a future deck for easy indoor-outdoor living. Nearby, the formal dining room's oak hardwood floor creates a warm, polished setting for holiday meals & gatherings. Upstairs, all 3 bedrooms & the laundry are conveniently located on one level. The generous primary suite includes a walk-in closet & private full bath with a jetted tub & separate glass-enclosed shower. A second bedroom also has a walk-in closet, while the secondary bedrooms share another full bath. The spacious LL provides abundant storage, room for exercise or hobbies & potential for future finished living space. Its flexible layout could become a family room, entertainment area, home gym, office or creative space tailored to your lifestyle. Improvements include a new roof in 2024, water heater in 2022, radon mitigation system in 2021 & a compliant septic system. Nearby Bertram Chain of Lakes Regional Park & other recreation areas offer opportunities for biking, hiking & time in nature. Shopping & fitness facilities are close, while Hwy 10 & I-94 provide easy connections to St. Cloud & the Twin Cities. Peaceful surroundings, everyday convenience & room to grow come together in a place that feels comfortably like home.