4 BEDROOMS UNDER $350K IN RAMSEY! Don't miss this opportunity to own a spacious 4-bedroom, 2-bath home, multiple living spaces, and a fully fenced backyard! This inviting four-level home offers comfort, functionality, and flexibility for everyday living and entertaining. Step inside to discover a welcoming kitchen and dining area with an open layout that makes gathering and entertaining easy. The home's four-level design provides separation between living spaces while offering flexibility for a home office, guest room, hobby space, or additional living needs. The finished lower-level family room features a cozy gas fireplace, creating the perfect place to relax, watch movies, or gather with friends. With four bedrooms and two bathrooms, there's room to spread out and make this home your own! Step outside to enjoy the fully fenced backyard featuring two decks, ideal for summer BBQs, outdoor dining, entertaining, or simply unwinding. The attached 2-car garage and additional storage shed provide convenient space for vehicles, lawn equipment, and seasonal storage. This home offers convenient access to shopping, dining, parks, recreation, and nearby commuter routes. Seller prefers a November 20 closing