Discover the perfect blend of modern comfort, peaceful country living, and convenience at 13308 Settler Trail in Merrifield! Built in 2021 with Insulated Concrete Forms from floor to rafters and situated on 5.09 beautiful acres, this thoughtfully designed, one-level home offers 3 bedrooms, 1 bathroom, and an inviting open-concept kitchen, dining, and living area ideal for everyday living and entertaining. The in floor heating will provide warm floors on those cold winter mornings through 2 different zones and the mini-split supplies air conditioning and heat as well. The floors are stamped concrete throughout the majority of the home as well. The bathroom features a luxurious steam shower, adding a spa-like touch to this newer home. Step outside to the back patio and take in the peaceful views of the neighboring pond and wetlands, where abundant wildlife provides year-round opportunities to enjoy nature right from your backyard. The property has recently planted apple and plum trees, raised garden beds,for all your gardening needs, and a variety of perennial plantings, creating a beautiful setting for gardening enthusiasts and outdoor lovers alike. With over 5 acres to enjoy, there is room to spread out, explore, and potentially add a garage to suit your needs. Conveniently located just a short drive from Brainerd, this property offers easy access to the lakes, recreation, shopping, dining, golfing, and year-round amenities that make the Brainerd Lakes Area such a desirable place to call home. Whether you're looking for a peaceful primary residence, a low-maintenance retreat, or a property with room to grow, this one offers a unique opportunity to enjoy the best of country living without sacrificing convenience!